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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,019 | $96,731-86.5% | $123,973-89.5% | $86,983-85.0% |
| Participation rate | 58.7% | 70.0%-11.3pp | 76.7%-18.0pp | 69.5%-10.8pp |
| Annual return | 24.89% | 17.33%+7.6pp | 388.13%-363.2pp | 25.83%-0.9pp |
| Employer contribution / active EE | $1,155 | $3,297-65.0% | $4,126-72.0% | $2,584-55.3% |
| Participant deferral / active EE | $2,128 | $4,152-48.8% | $5,247-59.4% | $4,194-49.3% |
| Admin fee / account holder | $118 | $8,722-98.7% | $11,799-99.0% | $7,856-98.5% |