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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,089 | $100,139-79.9% | $85,187-76.4% | $145,884-86.2% |
| Participation rate | 29.4% | 74.1%-44.7pp | 67.5%-38.1pp | 80.3%-50.9pp |
| Annual return | 19.95% | 84.15%-64.2pp | 66.67%-46.7pp | 551.85%-531.9pp |
| Employer contribution / active EE | $838 | $3,238-74.1% | $2,732-69.3% | $4,662-82.0% |
| Participant deferral / active EE | $3,395 | $5,296-35.9% | $4,525-25.0% | $6,690-49.3% |
| Admin fee / account holder | $0 | $7,262-100.0% | $6,162-100.0% | $13,392-100.0% |