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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,343 | $99,053-57.3% | $88,179-52.0% | $138,895-69.5% |
| Participation rate | 25.0% | 74.2%-49.2pp | 69.1%-44.1pp | 79.9%-54.9pp |
| Annual return | 22.02% | 78.17%-56.1pp | 64.97%-42.9pp | 145.39%-123.4pp |
| Employer contribution / active EE | $811 | $2,882-71.9% | $2,549-68.2% | $4,194-80.7% |
| Participant deferral / active EE | $3,647 | $5,225-30.2% | $4,614-21.0% | $6,396-43.0% |
| Admin fee / account holder | $0 | $8,748-100.0% | $7,673-100.0% | $12,562-100.0% |