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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,342 | $234,190-94.3% | $180,320-92.6% | $198,609-93.3% |
| Participation rate | 76.9% | 77.1%-0.2pp | 71.5%+5.4pp | 82.4%-5.5pp |
| Annual return | 24.44% | 1057.44%-1033.0pp | 778.54%-754.1pp | 202.70%-178.3pp |
| Employer contribution / active EE | $589 | $5,258-88.8% | $4,108-85.7% | $5,055-88.3% |
| Participant deferral / active EE | $5,831 | $4,988+16.9% | $4,304+35.5% | $6,977-16.4% |
| Admin fee / account holder | $550 | $12,558-95.6% | $10,000-94.5% | $19,030-97.1% |