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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,113 | $154,228-66.2% | $145,433-64.2% | $137,256-62.0% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 80.0%-30.0pp |
| Annual return | 27.03% | 74.59%-47.6pp | 66.58%-39.5pp | 220.34%-193.3pp |
| Employer contribution / active EE | $1,321 | $4,804-72.5% | $4,554-71.0% | $4,156-68.2% |
| Participant deferral / active EE | $10,934 | $8,216+33.1% | $7,897+38.4% | $6,407+70.7% |
| Admin fee / account holder | $9,748 | $14,344-32.0% | $13,129-25.8% | $12,270-20.6% |