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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,102 | $111,830-40.0% | $93,696-28.4% | $145,884-54.0% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 10.74% | 204.08%-193.3pp | 133.74%-123.0pp | 551.85%-541.1pp |
| Employer contribution / active EE | $2,325 | $3,093-24.8% | $2,422-4.0% | $4,662-50.1% |
| Participant deferral / active EE | $7,467 | $4,920+51.8% | $4,417+69.1% | $6,690+11.6% |
| Admin fee / account holder | $1,012 | $10,249-90.1% | $8,287-87.8% | $13,392-92.4% |