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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,032 | $172,111+61.0% | $150,298+84.3% | $137,256+101.8% |
| Participation rate | 72.2% | 81.7%-9.5pp | 77.8%-5.5pp | 80.0%-7.7pp |
| Annual return | 16.71% | 69.37%-52.7pp | 62.79%-46.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $5,467 | $4,636+17.9% | $4,154+31.6% | $4,156+31.6% |
| Participant deferral / active EE | $5,688 | $6,166-7.7% | $5,453+4.3% | $6,407-11.2% |
| Admin fee / account holder | $674 | $16,471-95.9% | $14,116-95.2% | $12,270-94.5% |