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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,032 | $185,312+49.5% | $161,489+71.5% | $154,746+79.0% |
| Participation rate | 72.2% | 82.5%-10.2pp | 78.7%-6.5pp | 80.7%-8.5pp |
| Annual return | 16.71% | 103.84%-87.1pp | 89.72%-73.0pp | 172.34%-155.6pp |
| Employer contribution / active EE | $5,467 | $4,769+14.6% | $4,268+28.1% | $4,379+24.9% |
| Participant deferral / active EE | $5,688 | $6,350-10.4% | $5,630+1.0% | $6,730-15.5% |
| Admin fee / account holder | $674 | $18,654-96.4% | $16,006-95.8% | $14,365-95.3% |