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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,024 | $129,737-80.7% | $119,126-79.0% | $154,746-83.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.80% | 379.08%-361.3pp | 282.11%-264.3pp | 172.34%-154.5pp |
| Employer contribution / active EE | $1,401 | $4,375-68.0% | $4,034-65.3% | $4,379-68.0% |
| Participant deferral / active EE | $3,675 | $5,842-37.1% | $5,318-30.9% | $6,730-45.4% |
| Admin fee / account holder | $1,313 | $11,961-89.0% | $10,693-87.7% | $14,365-90.9% |