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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,081 | $155,555+34.4% | $146,866+42.4% | $155,188+34.7% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.5%-20.0pp | 80.8%-18.3pp |
| Annual return | 18.81% | 115.41%-96.6pp | 102.85%-84.0pp | 148.84%-130.0pp |
| Employer contribution / active EE | $18,098 | $4,647+289.5% | $4,425+309.0% | $4,248+326.1% |
| Participant deferral / active EE | $15,292 | $8,044+90.1% | $7,759+97.1% | $6,531+134.1% |
| Admin fee / account holder | $6,392 | $14,755-56.7% | $13,620-53.1% | $14,480-55.9% |