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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,081 | $156,398+33.7% | $147,318+41.9% | $138,895+50.5% |
| Participation rate | 62.5% | 83.8%-21.3pp | 82.1%-19.6pp | 79.9%-17.4pp |
| Annual return | 18.81% | 78.75%-59.9pp | 70.43%-51.6pp | 145.39%-126.6pp |
| Employer contribution / active EE | $18,098 | $4,853+272.9% | $4,593+294.0% | $4,194+331.5% |
| Participant deferral / active EE | $15,292 | $8,237+85.6% | $7,906+93.4% | $6,396+139.1% |
| Admin fee / account holder | $6,392 | $14,976-57.3% | $13,708-53.4% | $12,562-49.1% |