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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,692 | $29,670-60.6% | $56,054-79.1% | $80,911-85.5% |
| Participation rate | 21.4% | 41.7%-20.2pp | 52.5%-31.1pp | 67.6%-46.2pp |
| Annual return | 24.45% | 35.24%-10.8pp | 1705.95%-1681.5pp | 35.63%-11.2pp |
| Employer contribution / active EE | $682 | $670+1.8% | $1,039-34.4% | $2,756-75.3% |
| Participant deferral / active EE | $708 | $1,227-42.3% | $1,952-63.8% | $4,297-83.5% |
| Admin fee / account holder | $1,171 | $2,431-51.8% | $2,822-58.5% | $6,935-83.1% |