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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,750 | $77,814-96.5% | $158,223-98.3% | $86,983-96.8% |
| Participation rate | 91.5% | 68.4%+23.1pp | 79.2%+12.3pp | 69.5%+22.0pp |
| Annual return | 31.81% | 30.54%+1.3pp | 52.09%-20.3pp | 25.83%+6.0pp |
| Employer contribution / active EE | $323 | $2,592-87.5% | $4,109-92.1% | $2,584-87.5% |
| Participant deferral / active EE | $969 | $3,270-70.4% | $5,467-82.3% | $4,194-76.9% |
| Admin fee / account holder | $345 | $5,879-94.1% | $16,047-97.9% | $7,856-95.6% |