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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,669 | $166,131-73.7% | $164,975-73.5% | $145,877-70.1% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 12.58% | 100.37%-87.8pp | 70.12%-57.5pp | 551.28%-538.7pp |
| Employer contribution / active EE | $4,379 | $5,276-17.0% | $4,343+0.8% | $4,663-6.1% |
| Participant deferral / active EE | $8,437 | $6,962+21.2% | $6,033+39.8% | $6,691+26.1% |
| Admin fee / account holder | $1,827 | $16,648-89.0% | $12,688-85.6% | $13,402-86.4% |