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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,525 | $88,710-85.9% | $81,783-84.7% | $145,959-91.4% |
| Participation rate | 89.5% | 75.0%+14.4pp | 72.4%+17.1pp | 80.3%+9.2pp |
| Annual return | 10.49% | 1027.26%-1016.8pp | 775.05%-764.6pp | 561.95%-551.5pp |
| Employer contribution / active EE | $3,178 | $3,083+3.1% | $2,913+9.1% | $4,661-31.8% |
| Participant deferral / active EE | $4,239 | $4,645-8.7% | $4,320-1.9% | $6,689-36.6% |
| Admin fee / account holder | $2,494 | $8,407-70.3% | $7,380-66.2% | $13,398-81.4% |