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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,467 | $108,942-51.8% | $100,415-47.7% | $145,897-64.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 11.41% | 58.27%-46.9pp | 49.47%-38.1pp | 552.29%-540.9pp |
| Employer contribution / active EE | $7,974 | $4,422+80.3% | $3,943+102.2% | $4,663+71.0% |
| Participant deferral / active EE | $3,743 | $8,461-55.8% | $8,091-53.7% | $6,689-44.0% |
| Admin fee / account holder | $391 | $9,702-96.0% | $7,906-95.1% | $13,390-97.1% |