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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,254 | $93,345-70.8% | $119,126-77.1% | $87,485-68.8% |
| Participation rate | 37.8% | 68.7%-30.9pp | 75.8%-38.0pp | 68.9%-31.1pp |
| Annual return | 16.32% | 19.08%-2.8pp | 282.11%-265.8pp | 26.06%-9.7pp |
| Employer contribution / active EE | $954 | $3,172-69.9% | $4,034-76.3% | $2,596-63.3% |
| Participant deferral / active EE | $3,277 | $4,099-20.0% | $5,318-38.4% | $4,274-23.3% |
| Admin fee / account holder | $914 | $8,039-88.6% | $10,693-91.4% | $7,775-88.2% |