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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,254 | $88,672-69.3% | $105,223-74.1% | $82,448-66.9% |
| Participation rate | 37.8% | 67.9%-30.1pp | 75.0%-37.2pp | 68.1%-30.3pp |
| Annual return | 16.32% | 30.86%-14.5pp | 180.65%-164.3pp | 41.64%-25.3pp |
| Employer contribution / active EE | $954 | $3,048-68.7% | $3,689-74.1% | $2,551-62.6% |
| Participant deferral / active EE | $3,277 | $4,036-18.8% | $5,072-35.4% | $4,139-20.8% |
| Admin fee / account holder | $914 | $7,146-87.2% | $8,859-89.7% | $7,234-87.4% |