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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,055 | $102,385-32.6% | $147,080-53.0% | $80,935-14.7% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 95.74% | 135.09%-39.3pp | 420.17%-324.4pp | 35.66%+60.1pp |
| Employer contribution / active EE | $11,135 | $3,717+199.6% | $4,933+125.7% | $2,757+303.9% |
| Participant deferral / active EE | $14,976 | $6,651+125.2% | $8,066+85.7% | $4,299+248.3% |
| Admin fee / account holder | $4,874 | $7,951-38.7% | $12,989-62.5% | $6,924-29.6% |