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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,010 | $126,113-96.0% | $116,096-95.7% | $155,188-96.8% |
| Participation rate | 94.4% | 75.1%+19.3pp | 73.3%+21.1pp | 80.8%+13.6pp |
| Annual return | 44.06% | 391.72%-347.7pp | 326.25%-282.2pp | 148.84%-104.8pp |
| Employer contribution / active EE | $1,346 | $2,672-49.6% | $2,503-46.2% | $4,248-68.3% |
| Participant deferral / active EE | $1,776 | $4,162-57.3% | $3,952-55.1% | $6,531-72.8% |
| Admin fee / account holder | $364 | $8,045-95.5% | $7,704-95.3% | $14,480-97.5% |