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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,010 | $125,778-96.0% | $114,563-95.6% | $154,746-96.8% |
| Participation rate | 94.4% | 75.2%+19.3pp | 72.9%+21.5pp | 80.7%+13.7pp |
| Annual return | 44.06% | 295.14%-251.1pp | 241.09%-197.0pp | 172.34%-128.3pp |
| Employer contribution / active EE | $1,346 | $2,806-52.0% | $2,592-48.1% | $4,379-69.3% |
| Participant deferral / active EE | $1,776 | $4,445-60.0% | $4,142-57.1% | $6,730-73.6% |
| Admin fee / account holder | $364 | $8,190-95.6% | $7,623-95.2% | $14,365-97.5% |