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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,110 | $159,934+68.9% | $147,005+83.7% | $145,959+85.1% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.81% | 98.24%-82.4pp | 418.76%-403.0pp | 561.95%-546.1pp |
| Employer contribution / active EE | $43,011 | $5,287+713.5% | $4,934+771.7% | $4,661+822.8% |
| Participant deferral / active EE | $17,322 | $8,427+105.5% | $8,070+114.7% | $6,689+159.0% |
| Admin fee / account holder | $49,400 | $15,053+228.2% | $13,006+279.8% | $13,398+268.7% |