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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,568 | $159,934-65.3% | $147,005-62.2% | $145,959-61.9% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 18.99% | 98.24%-79.3pp | 418.76%-399.8pp | 561.95%-543.0pp |
| Employer contribution / active EE | $2,468 | $5,287-53.3% | $4,934-50.0% | $4,661-47.0% |
| Participant deferral / active EE | $9,874 | $8,427+17.2% | $8,070+22.4% | $6,689+47.6% |
| Admin fee / account holder | $2,889 | $15,053-80.8% | $13,006-77.8% | $13,398-78.4% |