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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,568 | $160,040-65.3% | $147,096-62.2% | $145,877-61.9% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 18.99% | 98.49%-79.5pp | 419.75%-400.8pp | 551.28%-532.3pp |
| Employer contribution / active EE | $2,468 | $5,289-53.3% | $4,936-50.0% | $4,663-47.1% |
| Participant deferral / active EE | $9,874 | $8,429+17.1% | $8,071+22.3% | $6,691+47.6% |
| Admin fee / account holder | $2,889 | $15,050-80.8% | $13,005-77.8% | $13,402-78.4% |