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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,222 | $185,312-93.4% | $161,489-92.4% | $154,746-92.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.25% | 103.84%-84.6pp | 89.72%-70.5pp | 172.34%-153.1pp |
| Employer contribution / active EE | $2,600 | $4,769-45.5% | $4,268-39.1% | $4,379-40.6% |
| Participant deferral / active EE | $4,287 | $6,350-32.5% | $5,630-23.8% | $6,730-36.3% |
| Admin fee / account holder | $2,502 | $18,654-86.6% | $16,006-84.4% | $14,365-82.6% |