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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,504 | $110,137-48.7% | $161,149-64.9% | $82,637-31.6% |
| Participation rate | 70.4% | 72.4%-2.0pp | 78.8%-8.5pp | 68.1%+2.3pp |
| Annual return | 11.13% | 20.69%-9.6pp | 21.16%-10.0pp | 53.51%-42.4pp |
| Employer contribution / active EE | $1,301 | $2,856-54.4% | $4,360-70.2% | $2,552-49.0% |
| Participant deferral / active EE | $3,133 | $4,575-31.5% | $6,153-49.1% | $4,126-24.1% |
| Admin fee / account holder | $12,489 | $9,467+31.9% | $15,194-17.8% | $7,339+70.2% |