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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,424 | $159,934-57.2% | $147,005-53.5% | $145,959-53.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 14.32% | 98.24%-83.9pp | 418.76%-404.4pp | 561.95%-547.6pp |
| Employer contribution / active EE | $2,314 | $5,287-56.2% | $4,934-53.1% | $4,661-50.4% |
| Participant deferral / active EE | $7,695 | $8,427-8.7% | $8,070-4.6% | $6,689+15.1% |
| Admin fee / account holder | $403 | $15,053-97.3% | $13,006-96.9% | $13,398-97.0% |