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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,819 | $185,312-69.9% | $161,489-65.4% | $154,746-63.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 20.93% | 103.84%-82.9pp | 89.72%-68.8pp | 172.34%-151.4pp |
| Employer contribution / active EE | $7,500 | $4,769+57.3% | $4,268+75.7% | $4,379+71.3% |
| Participant deferral / active EE | $13,192 | $6,350+107.8% | $5,630+134.3% | $6,730+96.0% |
| Admin fee / account holder | $1,911 | $18,654-89.8% | $16,006-88.1% | $14,365-86.7% |