Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,059 | $81,276-93.8% | $155,574-96.7% | $80,925-93.7% |
| Participation rate | 66.7% | 66.2%+0.4pp | 78.2%-11.5pp | 67.7%-1.0pp |
| Annual return | 13.70% | 33.36%-19.7pp | 64.87%-51.2pp | 35.65%-21.9pp |
| Employer contribution / active EE | $560 | $3,103-82.0% | $4,676-88.0% | $2,756-79.7% |
| Participant deferral / active EE | $837 | $3,453-75.8% | $5,629-85.1% | $4,299-80.5% |
| Admin fee / account holder | $611 | $7,993-92.4% | $15,914-96.2% | $6,940-91.2% |