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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,984 | $102,422-80.5% | $147,117-86.4% | $80,959-75.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 18.73% | 135.16%-116.4pp | 420.54%-401.8pp | 35.67%-16.9pp |
| Employer contribution / active EE | $3,725 | $3,717+0.2% | $4,932-24.5% | $2,757+35.1% |
| Participant deferral / active EE | $6,627 | $6,652-0.4% | $8,065-17.8% | $4,300+54.1% |
| Admin fee / account holder | $2,179 | $7,953-72.6% | $12,993-83.2% | $6,925-68.5% |