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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,984 | $102,429-80.5% | $147,096-86.4% | $80,925-75.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 18.73% | 135.02%-116.3pp | 419.75%-401.0pp | 35.65%-16.9pp |
| Employer contribution / active EE | $3,725 | $3,716+0.2% | $4,936-24.5% | $2,756+35.1% |
| Participant deferral / active EE | $6,627 | $6,649-0.3% | $8,071-17.9% | $4,299+54.2% |
| Admin fee / account holder | $2,179 | $7,957-72.6% | $13,005-83.2% | $6,940-68.6% |