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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,545 | $156,398-69.0% | $147,318-67.0% | $138,895-65.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.70% | 78.75%-61.0pp | 70.43%-52.7pp | 145.39%-127.7pp |
| Employer contribution / active EE | $512 | $4,853-89.4% | $4,593-88.8% | $4,194-87.8% |
| Participant deferral / active EE | $28,372 | $8,237+244.4% | $7,906+258.8% | $6,396+343.6% |
| Admin fee / account holder | $15,979 | $14,976+6.7% | $13,708+16.6% | $12,562+27.2% |