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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,545 | $155,555-68.8% | $146,866-66.9% | $155,188-68.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.70% | 115.41%-97.7pp | 102.85%-85.2pp | 148.84%-131.1pp |
| Employer contribution / active EE | $512 | $4,647-89.0% | $4,425-88.4% | $4,248-87.9% |
| Participant deferral / active EE | $28,372 | $8,044+252.7% | $7,759+265.6% | $6,531+334.4% |
| Admin fee / account holder | $15,979 | $14,755+8.3% | $13,620+17.3% | $14,480+10.4% |