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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,029 | $110,410-74.6% | $102,437-72.6% | $145,897-80.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.48% | 24.85%-11.4pp | 24.95%-11.5pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,823 | $4,217-33.1% | $3,871-27.1% | $4,663-39.5% |
| Participant deferral / active EE | $4,899 | $5,622-12.9% | $5,060-3.2% | $6,689-26.8% |
| Admin fee / account holder | $2,855 | $9,745-70.7% | $8,388-66.0% | $13,390-78.7% |