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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,745 | $183,539-94.7% | $155,556-93.7% | $145,897-93.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.98% | 61.31%-55.3pp | 64.84%-58.9pp | 552.29%-546.3pp |
| Employer contribution / active EE | $2,387 | $5,315-55.1% | $4,675-48.9% | $4,663-48.8% |
| Participant deferral / active EE | $12,342 | $6,467+90.8% | $5,631+119.2% | $6,689+84.5% |
| Admin fee / account holder | $6,449 | $19,275-66.5% | $15,885-59.4% | $13,390-51.8% |