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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,877 | $114,013-78.2% | $103,693-76.0% | $155,188-84.0% |
| Participation rate | 57.1% | 75.2%-18.1pp | 72.6%-15.5pp | 80.8%-23.7pp |
| Annual return | 20.07% | 49.31%-29.2pp | 47.61%-27.5pp | 148.84%-128.8pp |
| Employer contribution / active EE | $2,217 | $3,131-29.2% | $2,920-24.1% | $4,248-47.8% |
| Participant deferral / active EE | $4,952 | $4,970-0.4% | $4,579+8.1% | $6,531-24.2% |
| Admin fee / account holder | $1,158 | $8,407-86.2% | $7,858-85.3% | $14,480-92.0% |