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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,340 | $110,039-62.4% | $97,260-57.5% | $145,884-71.7% |
| Participation rate | 92.9% | 75.9%+16.9pp | 72.7%+20.2pp | 80.3%+12.6pp |
| Annual return | 11.98% | 244.44%-232.5pp | 75.54%-63.6pp | 551.85%-539.9pp |
| Employer contribution / active EE | $5,520 | $3,074+79.6% | $2,721+102.8% | $4,662+18.4% |
| Participant deferral / active EE | $2,221 | $4,674-52.5% | $4,262-47.9% | $6,690-66.8% |
| Admin fee / account holder | $305 | $6,204-95.1% | $5,640-94.6% | $13,392-97.7% |