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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,229 | $63,703+98.2% | $93,063+35.6% | $82,448+53.1% |
| Participation rate | 74.2% | 63.8%+10.4pp | 72.1%+2.1pp | 68.1%+6.1pp |
| Annual return | 19.47% | -775.43%+794.9pp | 34.15%-14.7pp | 41.64%-22.2pp |
| Employer contribution / active EE | $2,483 | $1,729+43.7% | $2,476+0.3% | $2,551-2.6% |
| Participant deferral / active EE | $5,235 | $2,919+79.3% | $3,958+32.3% | $4,139+26.5% |
| Admin fee / account holder | $2,084 | $5,982-65.2% | $6,033-65.5% | $7,234-71.2% |