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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CARY STREET PARTNERS INVESTMENT ADV Service code 99 · EIN 26-0070474 | Other Fees | $39,574 |
NOVA 401(K) ASSOCIATES6+ years Service code 49 · EIN 20-1181458 | Other Services | $8,227 |
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $6,652 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,689 | $92,186-60.2% | $105,624-65.3% | $77,762-52.8% |
| Participation rate | 91.4% | 81.0%+10.4pp | 75.3%+16.1pp | 70.6%+20.8pp |
| Annual return | 13.99% | 17.83%-3.8pp | 116.20%-102.2pp | 31.27%-17.3pp |
| Employer contribution / active EE | $2,827 | $3,376-16.3% | $3,168-10.8% | $2,728+3.6% |
| Participant deferral / active EE | $4,580 | $5,395-15.1% | $5,013-8.6% | $4,651-1.5% |
| Admin fee / account holder | $64 | $219-70.9% | $10,961-99.4% | $433-85.3% |