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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CARY STREET PARTNERS INVESTMENT ADV Service code 99 · EIN 26-0070474 | Other Fees | $39,574 |
NOVA 401(K) ASSOCIATES6+ years Service code 49 · EIN 20-1181458 | Other Services | $8,227 |
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $6,652 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,689 | $92,090-60.2% | $106,201-65.5% | $77,671-52.8% |
| Participation rate | 91.4% | 81.0%+10.4pp | 75.3%+16.1pp | 70.6%+20.8pp |
| Annual return | 13.99% | 17.89%-3.9pp | 116.26%-102.3pp | 31.21%-17.2pp |
| Employer contribution / active EE | $2,827 | $3,368-16.1% | $3,170-10.8% | $2,726+3.7% |
| Participant deferral / active EE | $4,580 | $5,386-15.0% | $5,012-8.6% | $4,648-1.5% |
| Admin fee / account holder | $64 | $219-70.9% | $11,039-99.4% | $430-85.2% |