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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,483 | $142,972-88.5% | $214,702-92.3% | $86,983-81.1% |
| Participation rate | 92.6% | 84.9%+7.7pp | 87.5%+5.1pp | 69.5%+23.1pp |
| Annual return | 30.89% | 18.49%+12.4pp | 54.55%-23.7pp | 25.83%+5.1pp |
| Employer contribution / active EE | $2,453 | $4,635-47.1% | $6,461-62.0% | $2,584-5.1% |
| Participant deferral / active EE | $5,764 | $6,568-12.2% | $9,147-37.0% | $4,194+37.4% |
| Admin fee / account holder | $564 | $17,617-96.8% | $19,830-97.2% | $7,856-92.8% |