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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,483 | $143,969-88.6% | $199,883-91.8% | $82,637-80.1% |
| Participation rate | 92.6% | 84.1%+8.5pp | 86.8%+5.8pp | 68.1%+24.5pp |
| Annual return | 30.89% | 25.67%+5.2pp | 43.81%-12.9pp | 53.51%-22.6pp |
| Employer contribution / active EE | $2,453 | $4,632-47.1% | $6,261-60.8% | $2,552-3.9% |
| Participant deferral / active EE | $5,764 | $6,937-16.9% | $9,138-36.9% | $4,126+39.7% |
| Admin fee / account holder | $564 | $14,597-96.1% | $17,268-96.7% | $7,339-92.3% |