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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,281 | $108,882-24.4% | $96,754-15.0% | $154,746-46.8% |
| Participation rate | 28.6% | 75.1%-46.5pp | 70.3%-41.7pp | 80.7%-52.1pp |
| Annual return | 23.55% | 98.39%-74.8pp | 82.04%-58.5pp | 172.34%-148.8pp |
| Employer contribution / active EE | $1,061 | $3,018-64.8% | $2,679-60.4% | $4,379-75.8% |
| Participant deferral / active EE | $9,080 | $5,323+70.6% | $4,758+90.8% | $6,730+34.9% |
| Admin fee / account holder | $1,191 | $10,200-88.3% | $8,905-86.6% | $14,365-91.7% |