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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,080 | $100,970-86.1% | $96,576-85.4% | $137,256-89.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 24.93% | 38.16%-13.2pp | 38.47%-13.5pp | 220.34%-195.4pp |
| Employer contribution / active EE | $2,182 | $3,809-42.7% | $3,553-38.6% | $4,156-47.5% |
| Participant deferral / active EE | $4,008 | $8,286-51.6% | $7,956-49.6% | $6,407-37.4% |
| Admin fee / account holder | $887 | $11,312-92.2% | $11,381-92.2% | $12,270-92.8% |