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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,361 | $172,111-70.2% | $150,298-65.8% | $137,256-62.6% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 21.94% | 69.37%-47.4pp | 62.79%-40.8pp | 220.34%-198.4pp |
| Employer contribution / active EE | $2,378 | $4,636-48.7% | $4,154-42.8% | $4,156-42.8% |
| Participant deferral / active EE | $8,190 | $6,166+32.8% | $5,453+50.2% | $6,407+27.8% |
| Admin fee / account holder | $1,233 | $16,471-92.5% | $14,116-91.3% | $12,270-90.0% |