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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,975 | $169,356-82.9% | $129,406-77.6% | $145,897-80.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 16.30% | 14418.62%-14402.3pp | 9468.18%-9451.9pp | 552.29%-536.0pp |
| Employer contribution / active EE | $12,257 | $5,542+121.2% | $4,155+195.0% | $4,663+162.9% |
| Participant deferral / active EE | $1,858 | $4,987-62.7% | $4,167-55.4% | $6,689-72.2% |
| Admin fee / account holder | $487 | $9,915-95.1% | $7,689-93.7% | $13,390-96.4% |