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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,804 | $97,125-93.0% | $86,233-92.1% | $137,256-95.0% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.0%+2.4pp | 80.0%-8.5pp |
| Annual return | 22.24% | 74.19%-51.9pp | 61.39%-39.1pp | 220.34%-198.1pp |
| Employer contribution / active EE | $64 | $2,841-97.7% | $2,504-97.4% | $4,156-98.5% |
| Participant deferral / active EE | $1,357 | $5,180-73.8% | $4,559-70.2% | $6,407-78.8% |
| Admin fee / account holder | $826 | $9,725-91.5% | $8,342-90.1% | $12,270-93.3% |