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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,016 | $172,111-94.8% | $150,298-94.0% | $137,256-93.4% |
| Participation rate | 71.4% | 81.7%-10.3pp | 77.8%-6.3pp | 80.0%-8.5pp |
| Annual return | 27.27% | 69.37%-42.1pp | 62.79%-35.5pp | 220.34%-193.1pp |
| Employer contribution / active EE | $2,046 | $4,636-55.9% | $4,154-50.8% | $4,156-50.8% |
| Participant deferral / active EE | $2,529 | $6,166-59.0% | $5,453-53.6% | $6,407-60.5% |
| Admin fee / account holder | $646 | $16,471-96.1% | $14,116-95.4% | $12,270-94.7% |