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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES4 years Service code 27 · EIN 43-0345811 | Advisory (Plan) | $48,446 |
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $21,337 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,493 | $106,247-22.4% | $147,096-43.9% | $77,714+6.1% |
| Participation rate | 92.0% | 78.4%+13.6pp | 82.2%+9.8pp | 70.6%+21.4pp |
| Annual return | 24.73% | 56.87%-32.1pp | 419.75%-395.0pp | 31.26%-6.5pp |
| Employer contribution / active EE | $5,155 | $4,069+26.7% | $4,936+4.4% | $2,727+89.0% |
| Participant deferral / active EE | $10,535 | $7,996+31.7% | $8,071+30.5% | $4,649+126.6% |
| Admin fee / account holder | $71 | $338-79.1% | $13,005-99.5% | $433-83.7% |