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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,366 | $111,535-69.2% | $105,223-67.3% | $137,256-75.0% |
| Participation rate | 94.4% | 78.1%+16.4pp | 75.0%+19.4pp | 80.0%+14.5pp |
| Annual return | 18.86% | 237.85%-219.0pp | 180.65%-161.8pp | 220.34%-201.5pp |
| Employer contribution / active EE | $3,038 | $3,939-22.9% | $3,689-17.6% | $4,156-26.9% |
| Participant deferral / active EE | $8,512 | $5,500+54.8% | $5,072+67.8% | $6,407+32.9% |
| Admin fee / account holder | $3,758 | $9,721-61.3% | $8,859-57.6% | $12,270-69.4% |