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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,093 | $157,829-18.2% | $136,867-5.7% | $198,609-35.0% |
| Participation rate | 50.0% | 77.2%-27.2pp | 74.5%-24.5pp | 82.4%-32.4pp |
| Annual return | 19.66% | 51.25%-31.6pp | 42.97%-23.3pp | 202.70%-183.0pp |
| Employer contribution / active EE | $5,071 | $3,923+29.3% | $3,547+43.0% | $5,055+0.3% |
| Participant deferral / active EE | $9,443 | $5,463+72.9% | $4,924+91.8% | $6,977+35.3% |
| Admin fee / account holder | $742 | $11,107-93.3% | $10,340-92.8% | $19,030-96.1% |