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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,093 | $102,595+25.8% | $94,057+37.2% | $154,746-16.6% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 80.7%-30.7pp |
| Annual return | 19.66% | 583.42%-563.8pp | 480.62%-461.0pp | 172.34%-152.7pp |
| Employer contribution / active EE | $5,071 | $3,147+61.1% | $2,933+72.9% | $4,379+15.8% |
| Participant deferral / active EE | $9,443 | $5,118+84.5% | $4,709+100.5% | $6,730+40.3% |
| Admin fee / account holder | $742 | $7,736-90.4% | $7,244-89.8% | $14,365-94.8% |