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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,252 | $180,749-61.7% | $160,784-56.9% | $137,256-49.5% |
| Participation rate | 82.4% | 80.0%+2.4pp | 77.0%+5.4pp | 80.0%+2.4pp |
| Annual return | 15.60% | 2234.46%-2218.9pp | 1803.92%-1788.3pp | 220.34%-204.7pp |
| Employer contribution / active EE | $517 | $4,155-87.6% | $3,733-86.2% | $4,156-87.6% |
| Participant deferral / active EE | $4,284 | $6,844-37.4% | $6,293-31.9% | $6,407-33.1% |
| Admin fee / account holder | $765 | $10,397-92.6% | $9,717-92.1% | $12,270-93.8% |