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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,252 | $182,442-62.0% | $163,379-57.6% | $138,895-50.1% |
| Participation rate | 82.4% | 79.8%+2.6pp | 76.8%+5.5pp | 79.9%+2.4pp |
| Annual return | 15.60% | 72.74%-57.1pp | 63.41%-47.8pp | 145.39%-129.8pp |
| Employer contribution / active EE | $517 | $4,159-87.6% | $3,752-86.2% | $4,194-87.7% |
| Participant deferral / active EE | $4,284 | $6,817-37.2% | $6,282-31.8% | $6,396-33.0% |
| Admin fee / account holder | $765 | $10,396-92.6% | $9,818-92.2% | $12,562-93.9% |