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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,336 | $110,410-53.5% | $102,437-49.9% | $145,897-64.8% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 16.87% | 24.85%-8.0pp | 24.95%-8.1pp | 552.29%-535.4pp |
| Employer contribution / active EE | $964 | $4,217-77.1% | $3,871-75.1% | $4,663-79.3% |
| Participant deferral / active EE | $3,995 | $5,622-28.9% | $5,060-21.1% | $6,689-40.3% |
| Admin fee / account holder | $54 | $9,745-99.4% | $8,388-99.4% | $13,390-99.6% |