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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,366 | $169,356+3.0% | $129,406+34.7% | $145,897+19.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 16.02% | 14418.62%-14402.6pp | 9468.18%-9452.2pp | 552.29%-536.3pp |
| Employer contribution / active EE | $5,536 | $5,542-0.1% | $4,155+33.2% | $4,663+18.7% |
| Participant deferral / active EE | $16,760 | $4,987+236.1% | $4,167+302.2% | $6,689+150.6% |
| Admin fee / account holder | $586 | $9,915-94.1% | $7,689-92.4% | $13,390-95.6% |