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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,172 | $76,407+54.7% | $150,298-21.4% | $82,448+43.3% |
| Participation rate | 31.4% | 66.4%-35.0pp | 77.8%-46.3pp | 68.1%-36.6pp |
| Annual return | 34.65% | 39.99%-5.3pp | 62.79%-28.1pp | 41.64%-7.0pp |
| Employer contribution / active EE | $1,125 | $2,614-57.0% | $4,154-72.9% | $2,551-55.9% |
| Participant deferral / active EE | $2,681 | $3,214-16.6% | $5,453-50.8% | $4,139-35.2% |
| Admin fee / account holder | $50 | $6,352-99.2% | $14,116-99.6% | $7,234-99.3% |