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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,840 | $196,972-83.8% | $182,262-82.5% | $198,609-84.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 22.22% | 158.27%-136.1pp | 140.60%-118.4pp | 202.70%-180.5pp |
| Employer contribution / active EE | $7,891 | $5,364+47.1% | $5,046+56.4% | $5,055+56.1% |
| Participant deferral / active EE | $15,798 | $8,643+82.8% | $8,276+90.9% | $6,977+126.4% |
| Admin fee / account holder | $7,434 | $18,429-59.7% | $16,712-55.5% | $19,030-60.9% |