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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,799 | $156,398-27.9% | $147,318-23.4% | $138,895-18.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.22% | 78.75%-62.5pp | 70.43%-54.2pp | 145.39%-129.2pp |
| Employer contribution / active EE | $15,890 | $4,853+227.4% | $4,593+246.0% | $4,194+278.8% |
| Participant deferral / active EE | $9,962 | $8,237+20.9% | $7,906+26.0% | $6,396+55.7% |
| Admin fee / account holder | $8,117 | $14,976-45.8% | $13,708-40.8% | $12,562-35.4% |