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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,799 | $155,555-27.5% | $146,866-23.2% | $155,188-27.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.22% | 115.41%-99.2pp | 102.85%-86.6pp | 148.84%-132.6pp |
| Employer contribution / active EE | $15,890 | $4,647+242.0% | $4,425+259.1% | $4,248+274.1% |
| Participant deferral / active EE | $9,962 | $8,044+23.8% | $7,759+28.4% | $6,531+52.5% |
| Admin fee / account holder | $8,117 | $14,755-45.0% | $13,620-40.4% | $14,480-43.9% |