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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,642 | $68,097+52.2% | $62,929+64.7% | $137,256-24.5% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 13.38% | 1859.11%-1845.7pp | 1063.93%-1050.5pp | 220.34%-207.0pp |
| Employer contribution / active EE | $9,831 | $2,811+249.7% | $2,505+292.5% | $4,156+136.5% |
| Participant deferral / active EE | $8,834 | $4,553+94.0% | $3,888+127.2% | $6,407+37.9% |
| Admin fee / account holder | $16,943 | $6,521+159.8% | $5,065+234.5% | $12,270+38.1% |