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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,920 | $154,228-84.5% | $145,433-83.6% | $137,256-82.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.20% | 74.59%-55.4pp | 66.58%-47.4pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,453 | $4,804-69.8% | $4,554-68.1% | $4,156-65.0% |
| Participant deferral / active EE | $5,936 | $8,216-27.8% | $7,897-24.8% | $6,407-7.3% |
| Admin fee / account holder | $495 | $14,344-96.5% | $13,129-96.2% | $12,270-96.0% |