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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,779 | $117,829+128.1% | $102,423+162.4% | $145,877+84.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 23.62% | 31.83%-8.2pp | 29.42%-5.8pp | 551.28%-527.7pp |
| Employer contribution / active EE | $3,393 | $3,615-6.1% | $3,023+12.2% | $4,663-27.2% |
| Participant deferral / active EE | $14,541 | $5,732+153.7% | $5,054+187.7% | $6,691+117.3% |
| Admin fee / account holder | $827 | $13,335-93.8% | $9,455-91.3% | $13,402-93.8% |